Digitalisation
FinTech
Legal structuring and advisory support for digital business models and regulatory requirements in the financial industry.
Overview
As pioneers in FinTech legal advisory, we have been supporting innovative FinTech start-ups as well as established banks and financial services providers for more than 20 years.
We can support you at every stage – from the legal structuring of your project to advice the scaling your business. This includes legal support on financing, contractual frameworks, processes, partnerships, and license applications, as well as day-to-day operations. We further offer representation of your interests vis-à-vis regulatory authorities and in court.
Our legal advisory services and projects
- Structuring of business models under banking supervisory and capital markets law aspects, as well as contract drafting
- Licensing and notification procedures, including under the German Banking Act (KWG), the Payment Services Supervision Act (ZAG), the Securities Institutions Act (WpIG), the EU Crowdfunding Regulation (ECSPR) and the Crypto-Assets Regulation (MiCAR)
- Partnerships between FinTechs and banks (e.g. Banking as a Service, License as a Service), supporting white-label FinTech software providers in product and process design
- Design of banking and payment services products (e.g. Buy Now Pay Later, embedded finance, loyalty products, vouchers)
- Digital financing platforms and the full spectrum of financial instruments and products brokered through them, cross-border issuance models, credit platforms, robo-advice
- Structuring and implementation of distribution and subscription processes for securities and fund distribution, as well as division-of-labour distribution models
- Outsourcing projects, including contract drafting and negotiation (regulatory matters, IT law, data protection)
- Liability umbrella models (tied agent)
- Electronic securities (crypto-bonds, crypto-funds, crypto-shares), crypto-securities registers, DLT pilot schemes, structuring of collaborative issuance models
- MiCAR tokens
- Other DLT applications in the FinTech sector, such as cryptographic payment methods
- MiFID and MiCAR compliance, capital markets compliance
- ESG compliance and the design of the corresponding digital processes
- Anti-money laundering compliance and identity service providers, electronic signatures, eIDAS Regulation, EUDI wallet
Our Payment Services Law Blog
On our Payment Services Law Blog, we share the latest developments, practical insights, and in-depth expertise on modern payment processes. Explore trends, best practices, and expert perspectives.
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